Development Finance

In the world of property, timing is as crucial as location. A project's success is often forged in its financial foundation. Oliver Charles Brokers stands at the intersection of ambition and expertise, equipped with carefully curated lender relationships.

Our mission is simple: to facilitate your journey towards success with the right development finance loan. Whether you're navigating the UK’s property auctions, unlocking equity, or enhancing currently owned property, our tailored approach ensures your ambitions are met.

Property Finance Types

  • Our Development Finance access stands as a beacon for ambitious property developers.

    Whether you are building , we can raise up to 75% LTGDV, including interest and 100% of the Build Costs

    We can raise 65%-70%% LTV on your initial valuation or purchase and 100% funding of build costs, secured by a First Charge.

  • Bridging Finance is a swift solution for immediate property acquisitions, transitioning phases in a project, leveraging capital from an asset, or supporting moderate renovations.

    Delivered in a singular drawdown, it offers the flexibility of monthly interest-only payments or the choice of compounded interest when suitable.

    We can raise up to 75% LTV, including interest, secured by a First Charge.

  • Our Heavy Refurbishment Finance is tailored for substantial property refurbishments.

    We can raise up to 70%-75% LTGDV, inclusive of interest, up to 70% LTV on the initial acquisition or valuation, whilst raising 100% of the renovation costs.

  • Light Refurbishment Finance is used for those understated upgrades, with funding ranging from 50% to 75% of the property's market value, contingent on location.

    Beyond simple enhancements, this finance suits conversions to HMOs and various other end-use transformations.

    We can raise up to 70%-75% LTGDV, factoring in interest, whilst raising 100% of the renovation costs.

  • Auction Finance is designed for precision, ensuring timely completions to fit the unique demands of auction deadlines.

    The focus is purely on delivering finance with speed and certainty, we can raise up to 75% LTV.

  • Airspace Development Finance empowers developers to harness untapped potential above established structures in prime locations.

    Airspace developments stand as a contemporary response to the UK's housing needs.

    With a track record of supporting projects embracing this modern approach, we can raise upto 70% of the GDV, including interest and 100% of the Build Costs.

  • Special Situations Finance is tailored for the distinct and often intricate projects that defy conventional categorisation.

    Leveraging our expertise, we delve deep into every scenario, crafting blended or bespoke funding solutions tailored to a project's unique demands.

    No project is too intricate, case in point, orchestrating the purchase of a property portfolio intended for conversions to HMOs, with an eventual transition to a investment mortgage.

  • HMO & Co-Living Finance offers a tailored 6-18 month financing solution, allowing you to confidently acquire and transform properties into compliant HMOs.

    This timeframe facilitates completion of necessary refurbishments, securing of the HMO licence, room rentals, and transition to a long-term mortgage.

    We can raise up to 75% LTV.

  • Joint Venture Development Finance is tailored for alliances between developers and asset owners.

    Recognising the advantages of joint ventures, we understand how they can optimise cashflow, pool expertise, unveil prime development prospects and bring specialised skills to the forefront, ensuring your project's success.

    We can raise up to 75% of the GDV, including interest and 100% of the Build Costs.

  • Development Exit Finance serves as a seamless transition, bridging the crucial phase between nearing the end of a development and securing its successful conclusion.

    It offers relief from existing financial obligations, granting you the flexibility to strategise the best outcome, be it a sale or transitioning to long-term finance. We can raise up to 75% LTV.

*Loans from £1,000,000

Why choose Oliver Charles as your broker?

  • Our extensive connections span a range of financing solutions, from traditional banks to niche lenders, ensuring you get the best fit for your needs.

    With our deep market knowledge it ensures you move efficiently through property financing waters.

  • Engage directly with our seasoned property finance brokers who understand your vision and its challenges.

  • With each project comes a unique set of challenges.

    We are here to help you manoeuvre them, aligning strategy with potential.

  • In an industry riddled with fine print, our commitment is straightforward guidance with zero ambiguities.

    What's promised is what's delivered, with no share in your hard-earned profit.

  • Every property transaction is unique.

    We tailor our approach to match the complexity of your deal.

  • Receive expert insights and guidance typically within 24 hours of your enquiry.

    No abrupt changes or last-minute surprises.