OVERSEAS FINANCE

Oliver Charles is proud to offer our international clients bridging finance secured against real estate assets. Whether you are a business owner looking to invest in their businesses, obtain working capital, or seize an overseas real estate opportunity.

These loans are suitable for borrowers who own a trading businesses or a portfolio of real estate. We have various drawdown options to fit your business plan. Repayment typically occurs through the use of sale proceeds, refinancing at a lower interest rate once the company has established a track record, or restructuring of the investment portfolio.

To ensure the utmost transparency and compliance, we will perform due diligence on you and/or your company, including anti-money-laundering and know-your-customer checks. We will request information on your financial status and track record.

  • Individuals or Limited Company

  • Evidence of Track-record

  • Acceptance of non-UK domiciled borrowers and trust structures

  • Unregulated lending only

  • If the borrower is a corporate entity, personal guarantees are required from the principal beneficiaries, in addition to a debenture and legal mortgage.

  • Monthly Quantity Surveyor monitoring

Borrower requirements

Location & Type of Real Estate

Spain, Netherlands, Germany, Belgium & Switzerland

Residential, Commercial & Development

  • Loans from £1,000,000 to £25,000,000+

  • Up to 75% loan-to-value on commencement

  • Up to 70% loan-to-gross-development-value

  • Interest is serviced, retained or rolled up

  • Monthly drawdowns

  • Multiple redemptions

  • Equity extraction at practical completion may be accepted

  • First charge

  • Pound sterling and Euro

TERMS OF FINANCE