OVERSEAS FINANCE
Oliver Charles is proud to offer our international clients bridging finance secured against real estate assets. Whether you are a business owner looking to invest in their businesses, obtain working capital, or seize an overseas real estate opportunity.
These loans are suitable for borrowers who own a trading businesses or a portfolio of real estate. We have various drawdown options to fit your business plan. Repayment typically occurs through the use of sale proceeds, refinancing at a lower interest rate once the company has established a track record, or restructuring of the investment portfolio.
To ensure the utmost transparency and compliance, we will perform due diligence on you and/or your company, including anti-money-laundering and know-your-customer checks. We will request information on your financial status and track record.
Individuals or Limited Company
Evidence of Track-record
Acceptance of non-UK domiciled borrowers and trust structures
Unregulated lending only
If the borrower is a corporate entity, personal guarantees are required from the principal beneficiaries, in addition to a debenture and legal mortgage.
Monthly Quantity Surveyor monitoring
Borrower requirements
Location & Type of Real Estate
Spain, Netherlands, Germany, Belgium & Switzerland
Residential, Commercial & Development
Loans from £1,000,000 to £25,000,000+
Up to 75% loan-to-value on commencement
Up to 70% loan-to-gross-development-value
Interest is serviced, retained or rolled up
Monthly drawdowns
Multiple redemptions
Equity extraction at practical completion may be accepted
First charge
Pound sterling and Euro